Recommendations For Sam
More Testimonials posted on http://www.linkedin.com/in/mrloanbiz
Your PrimeLending Mortgage Professional (Sam Cowen) 

Mr. Cowen was an exceptional loan officer to work with. He carefully handled a stressful situation with ease and assured me from the onset he could get my loan funded. With such confidence, I trusted his knowledge, his honest exchange of information, and the aggressive manner in which he handled the entire process from start to finish. His customer service/meet and deal skills and professionalism were exemplary. Thanks to Mr. Cowen, I am moving into my new home tomorrow. February 22, 2010
Top qualities: Personable, Expert, High Integrity
Paticia Booker IRS
Pat hired Sam as a Mortgage Professional in 2010

“I had the pleasure of working with Sam on a closing for a client of mine. Sam is very professional and kept all parties involved well informed. He came through when it counted most and as a result our mutual client was very happy” February 19, 2010
Stephen Baker Sales Professional, Perry Homes, Inc.
Stephen hired Sam as a Mortgage Professional in 2010

“WOW....I am not sure where to begin. I was selling my Mom's house in Katy, TX. When the deal almost fell apart 5 days before closing. The buyer had issues getting a mortgage and at the 11th hour Sam took on the task.....we went from start to finish in a matter of 9 business days. Sam not only worked around the clock but even worked holidays and weekends and kept all parties involved in the real estate transaction involved. I know that the sale of my mom's house would never have happened if it Sam were not in charge. Sam is a ROCK STAR!! More thanks than you will ever know!!!!!!! Donna Wheeler” December 1, 2009
Donna Wheeler Frisco ISD
Donna hired Sam as a Mortgage Professional in 2009

“I have been working with Sam Cowen for past 9 years. I was introduced to him by the Chief Agent for the ATF here at that time, and I have enlisted Sam to "perform miracles" for me many times over. Sam has done large loans, small loans and refinancing for clients and friends. Sam always answers his phone when I call and will have an answer back to me or an application sent to my client the same day. I appreciate how current and knowledgeable he is about the different loans that are available. I also appreciate how e-mail friendly he is. I would and have, without hesitation, recommended Sam Cowen to many, many clients over these past 15 years as a Realtor. With Sam as a member of my “Team” he has helped to create many Happy Homeowners. To me, Sam Cowen is a true Mortgage Professional. Cathy Mehne, Realtor” July 6, 2009
Cathy Mehne,Real Estate Agent, Coldwell Banker Pacesetter Steel Realtors
Cathy has referred Sam as a Mortgage Professional over the past 9 years

“Sam gets it done when many won't even try. He is fast and communicates well with the client. Sam is dedicated to his accounts. Sometimes I think that he doesn't sleep. I'm glad I chose him as my mortgage professional.” October 2, 2009
Top qualities: Great Results, Personable, On Time
Robert Galle
Robert hired you as a Mortgage professional in 2009

“Sam assisted me to secure a loan on my house in Houston. Since I was on assignment out of US this case presented special difficulties and required skillful handling of all loan requirements. Sam carried all the steps skillfully, with patience and utmost professionalism. I would engage him again for future mortgage related work and strongly recommend him to my fiends.” October 24, 2009
Top qualities: Great Results, Expert, High Integrity
Farhad Rajabi
Farhad hired Sam as a Mortgage Banker in 2009

“We have used Sam's services for three home financings dating back to 1995. In every case he delivered the loan he committed to. He is always reachable, approachable, and frankly a pleasure to deal with. We have recommended him before and will continue to recommend him in the future.” June 19, 2009
Top qualities: Great Results, Personable, Expert
William Conroy
William hired Sam as a Mortgage provider in 1995 and hired him more than once

“Sam and I had lots of problems that came up during my refinance, including my Ex. He had answers, understand and the patience needed in order to get me closed. Thank you Sam!!!” December 16, 2009
Top qualities: Great Results, Personable, High Integrity
James Green
James hired Sam as a Mortgage Lender in 2009

“I worked with him during my house buying process. He provided a very nice service. He can be contacted anytime, is very kind and tries his best for his client. Thanks.” December 31, 2009
Ali R. Candir
Ali R. hired Sam as a Mortgage Lender in 2009

“Sam is a excellent Mortgage Broker. He made the entire refinance process seamless. The entire process took less than 2 weeks. Sam walked me through the entire process and it saved me both time and money. I recommend Sam for your Mortgage needs.” July 14, 2009
Eric Tamblyn
Eric hired Sam as a Mortgage in 2009

“I highly recommend Sam Cowen with the highest of comments. With Sam's very personable and "can do" attitude and his willingness to go the extra step, this makes Sam very much an asset to the industry. In working with Sam you don’t feel your just another number. Sam definitely works for you. I would hire him anytime.” October 1, 2009
Top qualities: Great Results, Personable, Expert
Jerry Goodson
Jerry hired Sam as a Mortgage Professional in 2009

“I highly recommend Sam for anyone's personal home mortgage needs. Sam was actively involved throughout the process in a timely and knowledgeable manner. Sam introduced several loan options and comparisons allowing us to make the proper decision.” March 17, 2010
Top qualities: Personable, Expert, High Integrity
Brent Johnson
Brent hired Sam as a Mortgage Lender in 2010

“Sam was a tremendous resource during the purchase of a home in 2009. His knowledge and personal service were invaluable in guiding me through the home buying process. Would definitely use him again.” March 12, 2010
Top qualities: Great Results, Personable, Expert
Kellie Stanford
Kellie hired Sam as a Mortgage Professional in 2009

“Sam is extremely knowledgeable of his profession. He is more than willing to go the extra mile to help his clients get answers to their questions and assist in any way he can. I was really impressed with his responsiveness and great attitude towards myself as a client. I would not hesitate to use same in an instant for any further financing needs.” September 2, 2009
Top qualities: Great Results, Personable, Expert
Luke Underwood

“I highly recommend Sam Cowen to anyone needing mortgage services. The things that set Sam apart from others we have dealt with was his knowledge of the industry in helping us determine the best option for our circumstances, his responsiveness in promptly returning our phone calls, patience in answering our numerous questions and most of all his proactive approach in handling the details to make sure we closed on time. Sam delivered on his word and these days that’s hard to find. Thanks again Sam!” November 13, 2007
Top qualities: Great Results, Expert, On Time
Shane Waddell

“First and foremost: Sam Cowen ALWAYS GETS IT DONE. I have worked with him on more than one occasion. He has proven to be hard working and reliable since I met him in 2001. Sam has always provided my family and friends with the most competitive loans. He closed my first loan in 72 hours after our previous lender told us that we had unrealistic expectations (ask Sam about the difference between using a loan officer with a mortgage company vs a mortgage broker like him) . For our second loan, Sam wasn't afraid to switch mortgage products within 24 hours of closing because a better deal presented itself. I consider myself to be a "bargin hunter". Simply put, Sam has NEVER let the competition beat him. It would be foolish to close on a loan without giving Sam the opportunity to earn your business.” November 13, 2007
Top qualities: Great Results, Expert, High Integrity
Marc Kesner
hired Sam as a Mortgage Broker in 2001, and hired Sam more than once

“Sam gets the job done! He is tenacious and creative in getting loans to closing. I've used his services for my own loans on at least 3 properties, and have recommended him to many clients who have been very grateful for his assistance in getting what they want. Sam is terrific. You won't be disappointed.” November 13, 2007
Top qualities: Great Results, High Integrity, Creative
Linda Farin
hired Sam as a Mortgage Broker in 2001, and hired Sam more than once

“I dealt with many lenders in trying to close on my condo, and Sam was one of the most knowledgeable and professional of all that I had spoken to. He truly had my best interest in mind at all times, and was even willing to begin an application process for me knowing that I would most likely not go with him due to being able to get a better loan with one of his colleagues. I would undeniably recommend Sam to anybody looking for a mortgage, especially to people who are new to it all.” December 2, 2008
Top qualities: Personable, Expert, High Integrity
Brian Saghy
hired Sam as a Mortgage in 2008

“We were to close on our home in December 2004 when my biggest client went into receivership in September, leaving several MONTHS worth of unpaid legal bills owing to my law firm. Sam stayed with our loan to the bitter end and -miraculously is the only word-managed to close the loan on the absolute last day before our approval lapsed with our lender. I do not know how but he managed to get us closed. I might also add that I was in the middle of a jury trial when all this was going on and could do virtually nothing to help. He worked around all these issues and made it happen despite the obstacles. This is the penultimate recommendation of anyone in his business. This was a hard loan to begin with and Sam worked tirelessly to get it closed. -Tom Barron” March 12, 2009
Top qualities: Great Results, Personable, Expert
Thomas C. Barron
hired Sam as a Business Consultant in 2004

“Sam is a dedicated professional Mortgage Officer, that understands the available products and is able to pair loans with clients to achieve the best possible results. Sam's attention to detail and customer service first attitude make it a joy to work with him.” October 25, 2008
Jay Warren, REALTOR, Century 21
was with another company when working with Sam at Cowen Funding Services, LLC

“Sam didn't let anything deter him as he was working on getting us what we needed, and believe me, there were a few road-blocks put in the way. He is one of the best mortgage brokers around ... and a nice guy to deal with. I recommend Sam wholeheartedly if you want someone to get the job done, and done right!” October 6, 2008
Top qualities: Great Results, Personable, Creative
Kim Dunkerley
hired Sam as a Financial Advisor in 2007

“I hired Sam when I was looking for financing for my home. Sam worked tirelessly at a time when the mortgage industry was really struggling and loan requirements were really tightening up. However, Sam never gave up, always explained my options with the changing times, and worked with me to get the new requirements met. I definitely recommend him for all my friends' mortgage needs!” August 1, 2008
Top qualities: Great Results, Personable, Expert
Marcus Davis
hired Sam as a Financial Advisor in 2008

“Sam is extremely responsive and provides excellent services. I highly recommend him.” June 16, 2008
Jeremy Levine, Attorney, Cantey Hanger LLP

“Sam is a knowledgeable mortgage professional who is in tune with the leading indicators in today's market. He is very honest and willing to provide help to those who ask. He has provided advice to me at no cost.” May 29, 2008
Top qualities: Great Results, Personable, Expert
Andrew Davison
hired Sam as a Business Consultant in 2008

“Sam Cowen took a loan from me that I could not place with an investor and he found a home for it and got the deal closed. He is very professional and I would recommend him to anyone (that I can't help as well :-) Sam, job well done!!” May 27, 2008
Dockery, Tim, Sr. Mortgage Consultant, Network Funding
worked directly with Sam at Cowen Funding Services, LLC

“I have completed several successful mortgages with Sam. He has always taken the time to find out exactly what I needed and then found the best program for me. He helped me understand all of my options to get mortgages that best fit my situation and always closed on time. I have recommended Sam to my friends with confidence.” May 27, 2008
Top qualities: Great Results, Expert, High Integrity
Scott Hackl
hired Sam as a Mortgage Provider in 1998, and hired Sam more than once

“I have had the pleasure to hire Sam and work with Sam whilst planning the purchase of my home in Austin. Sam went over and above to help find me the best financial package based on the size of the loan and was able to construct a great deal for me. I would use Sam again with no hesitation and in fact have already started that process” May 25, 2008
Top qualities: Great Results, Expert, High Integrity
Sean Ludick
hired Sam as a Financial Advisor in 2007

“Sam was wonderful to work with. He helped me to clean up my credit history so I could buy my first home. Without Sam, I would have never made it through the process.” May 24, 2008
Top qualities: Great Results, Personable, Expert
Erin Espinosa
hired Sam as a Mortgage Consultation in 2004

“Sam was awesome to work with. My wife and I are very pleased with the results of his work. His knowledge and his high integrity separates him from his competition. I will use him again when I go to another closing of any property.” May 21, 2008
Top qualities: Great Results, High Integrity, Creative
Billy Anagnostou
hired Sam as a Distributor in 2007

“Sam provided me with so of the most unique marketing tools I have seen in the industry and I would welcome the opportunity of working with him again.” May 21, 2008
Top qualities: Great Results, Expert, Creative
Michael Addison
hired Sam as a Marketing in 2005

“Sam has been a teacher and a mentor to me in the mortgage business. He is extremely knowledgeable and always professional. Sam is an asset to any company or corporation he is part of.” May 21, 2008
Scott Emerick, Mortgage Professional, Cowen Funding Services
reported to Sam at Cowen Funding Services, LLC

“I have worked with Sam for the past 2 years. I truly enjoy working with him. He sends in good clean well organized files. He is a low maintenance high producing client. What more can you ask for?” May 21, 2008
Ellen Black, Account Executive, Wells Fargo
was a consultant or contractor to Sam at Cowen Funding Services, LLC

"I have had many different type arrangements with different mortgage providers in the past. My relationship with Sam Cowen and Cowen Funding is by far the best, and hopefully, will be the last I ever need. I have been very pleased with the professionalism and experience that Sam provides. My real estate business would not succeed without the loans getting done very quickly, at fair rates, and with first-rate service for my clients. I am very happy with my relationship with Sam Cowen and have recommended him often to other Realtors® in Keller Williams Realty. I sincerely appreciate having such a good loan partner in my transactions. I highly recommend Sam Cowen and Cowen Funding."” May 20, 2008
E. Frank Wade, Licensed Texas Real Estate Broker, Keller Williams Realty
was with another company when working with Sam at Cowen Funding Services, LLC

“Sam Cowen has provided me with options for original financing and re-financing (6 yrs later) for my primary residence. He provided excellent service and products while working under less-than-perfect conditions. Sam is a "GO TO" guy for financial advising and mortgage services!” May 20, 2008
Top qualities: Great Results, High Integrity, Creative
Randy Little
hired Sam as a Mortgage Professional in 2001, and hired Sam more than once

“Recently my wife and I became acquainted with Sam when we began to investigate re-financing our home in The Woodlands, Texas. I am a Vice President of a software company and travel very frequently. We first contacted a local bank directly, but after multiple discussions, appraisals, etc., we simply were not getting the service we felt we should be getting from this bank. We contacted Sam through a mutual acquaintance. Sam began helping us look for the right bank, worked with us on the appraisal and was available at all times to help with the mountains of paperwork. Within a few weeks we had multiple choices. The deal we accepted allowed us to drop our interest rate, get some cash out and also to save on our monthly payments, a win in every way! We could not have done this work without the guidance and assistance from Sam. Should you be reading this review, please note that I came back to Sam and asked if I could do a reference for him, as I feel like his service was excellent.” May 20, 2008
Top qualities: Great Results, Personable, High Integrity
Glen Nath
hired Sam as a Financial Advisor in 2008

“Sam is on top of mortgage processing and is able to close loans in a timely function.” May 20, 2008
Top qualities: Great Results, Personable, On Time
Bryan Faircloth
hired Sam as a Real Estate Agent in 2005, and hired Sam more than once

“Sam Cowen is a client of mine. I have found that due to his eye for detail, points that were missed by others were noticed by him and under his direction were rectified thus preventing major problems prior to closing. I heartily endorse Sam in his business dealings. He is truly a professional. Greg Crawford Texas Real Estate Office May 20, 2008
Greg Crawford, Owner, Texas Real Estate Office
was a consultant or contractor to Sam at Cowen Funding Services, LLC

“I've used Sam's mortgage brokerage services several times over the past few years and he is a great asset to have when you're trying to find an appropriate mortgage loan at a great rate. He is great to work with -- no gotchas or surprises at closing, no confusion around services or fees. I would recommend Sam to anyone in need of his services. We will be using him next time we need his services.” May 20, 2008
Top qualities: Great Results, Personable, Expert
Chris Braugh
hired Sam as a Mortgage broker in 2003, and hired Sam more than once

“Sam Cowen is a very knowledgeable loan officer with a deep understanding of a variety of products and pricing. He is also one of the most computer literate loan officers I have ever met. His files submitted were always complete. He is very thorough in everything he does.” May 20, 2008
Jeremy Kojis, Account Executive, America Homekey, Inc
was a consultant or contractor to Sam at Cowen Funding Services, LLC

“In working with Sam over the years as his AE he's proved himself a resourceful, dependable and production oriented mortgage professional. Sam's a good guy to work with and I highly recommend him.” May 20, 2008
Jeff Hicks, ae, Countrywide
was a consultant or contractor to Sam at Cowen Funding Services, LLC

“While being in the real estate industry since the mid 1990's, my husband and I employed Sam on the mortgage of our second home in 1995. Our experience was such a positive one, that we have recommended him to many friends and clients over the years. Since I joined the mortgage industry in 2001, I have consulted with Sam on numerous occasions for his expertise in the industry with regard to qualifying my own clients in addition to referring clients to Sam when I could not finance their home purchase. In addition to the above work qualities, I would recommend Sam for any mortgage task based on his abilities complete a job on time and his ability to think outside of the box for a positive end results.” May 20, 2008
Top qualities: Great Results, High Integrity, Creative
Allison Kilway
hired Sam as a Mortgage Broker in 1995, and hired Sam more than once

“I have known Sam Cowen for over 10 years. In my dealings with him he has always demonstrated a high degree of intelligence, integrity, and professionalism. It appears to me that he has developed a substantially better than average client base. Sam is very adept at maximizing the advantages of current technology. He is, in my view, a knowledgeable, well rounded, production oriented mortgage banker” May 20, 2008
Mike Jackman, Owner, Jackman Financial Group
was a consultant or contractor to Sam at Cowen Funding Services, LLC

“I have had the pleasure of working with Sam for several years now. He has directed quality loan business to Gracy Title Company. He has always been there for his clients making sure every detail was taken care of so they could get the loan they needed to close. I enjoy working with Sam because of his integrity and business ethics--and bottom line, he really is a great guy.” May 20, 2008
Debra Holloway, Vice President-Lake Travis Division, Gracy Title Company
was with another company when working with Sam at Cowen Funding Services, LLC

“Sam is a great loan officer who you can depend on to give your Buyers the very best deal available. This is important when you have clients trying to buy as much home as they can and still wanting to stay within their means. He is up on all the best loan programs available and sticks it out until the deal is done. I love that even though we are in different cities he is always just a phone call, text message or email away, keeping all informed as the buying process progresses. Sam is easy to work with and most importantly your Buyers are getting the very best service and rate every deal, every time.” May 19, 2008
Rebecca Syma, Realtor, GRI, Home Team of America
was with another company when working with Sam at Cowen Funding Services, LLC

“Here is one guy I would certainly get a quote from. I'll bet that he will beat any price that you get. He has done just about every mortgage or refinancing that Kelly and I have had over fifteen years. Sam has tremendous integrity and if he gives you a quote it really means something. Scott Braugh” May 14, 2008
Top qualities: Great Results, Expert, High Integrity
Scott Braugh
hired Sam as a Mortgage Broker in 1993, and hired Sam more than once

“My husband and I have had the recent privilege of working with Sam Cowan for our mortgages needs. During this time of the mortgage market meltdown, my husband and I who are both self-employed and relocating to Texas from NYC, were having a difficult time getting approved for a loan. It was a stressful time, to say the least, but Sam kept us calm, dug deep and never gave up on us. It is because of his knowledge of the market, his creativity and his dedication to us that we are proud Texas homeowners today! I highly recommend Sam Cowen for all your mortgage needs. His knowledge and resources were instrumental in getting us approved. He is personable, punctual and trustworthy...more than a good value an excellent value! Jo Duer” May 13, 2008
Top qualities: Great Results, Expert, Creative
Jo Duer
hired Sam as a Mortgage Professional in 2008

“Knowing Sam for over 20 years, he has always demonstrated the ability to get the job done. He skills and knowledge allow him to provide high level, solutions in a tough lending environment.” April 23, 2008
Mike Task, Mortgage Broker / Owner, Task Metro Mortgage
worked with Sam at Cowen Funding

“Sam, always "stepped up to the plate" for his clients and employees. The most knowledgeable person in the mortgage industry that I know. He is the only person I trust to do my own personal loans. He was a pleasure to work for and I would work with him again if the opportunity presented itself.” March 24, 2008
Aaron Hines, Owner, Executive Lending, LP
reported to Sam at Cowen Funding Services, LLC

“Sam Cowen is knowledgeable about his industry and aware of changes in the marketplace. His skill set helps the client have a clear advantage, and his customer service is above and beyond a typical provider. His advice is sound, and his ability to give options allows the customer to get the best deal. Sam is very honest and grounded, and a pleasure to deal with.” January 29, 2008
Top qualities: Great Results, Expert, High Integrity
Jan Tompkins
hired Sam as a Mortgage in 2007, and hired Sam more than once

“What we liked most about our experience with Sam as our mortgage professional, is that he made the process as easy as could be expected....and we trusted him. As we all know, the pre closing process can be quite cumbersome...and often frustrating. But Sam carried that burden for us. This was a huge improvement over our first closing in 2002 (with another broker :) Thanks Sam! We look forward to using you in the future for our home purchase/refinance needs.” January 19, 2008
Top qualities: Personable, On Time, High Integrity
Chris Migura
hired Sam as a Financial Advisor in 2007

“Sam is a true professional who caters to the needs of his client.” December 12, 2007
Top qualities: Great Results, Expert, On Time
Troy Foote
hired Sam as a Accountant in 2004, and hired Sam more than once

“Sam is a true professional who has a unique drive and ability to succeed with everything he involves in. That, coupled with a very positive attitude is a winning combination. I have found Sam highly professional and his work and commitment first-rate. I would gladly recommend him without hesitation.” December 9, 2007
Chris Auten, Program Manager, Cigna Systems
worked with Sam at Cowen Funding Services, LLC

“Samuel did a great job of processing a loan request quickly and efficiently. his commitment to communication made the entire process flow smoothly. I would recommend him to anyone looking for an excellent mortgage professional.” December 7, 2007
Top qualities: Great Results, Personable, Expert
Stephen Hann
hired Sam as a Mortgage Broker in 2007

“Sam Cowen was my broker for the purchase of my first home. He managed every aspect of the buying experience with the utmost professionalism. I was impressed with his level of knowledge and expertise in his field. Sam kept me informed through the various phases of home buying which gave me great confidence that I had selected a great broker. If you are looking for a mortgage broker, Sam is an excellent choice.” December 5, 2007
Top qualities: Personable, Expert, High Integrity
Bryan Brantly
hired Sam as a Mortgage Broker in 2005

“Sam provides excellent customer service, and is someone that can be trusted to get the job done.” December 3, 2007
Top qualities: Great Results, Personable, Expert
Steve Tamez
hired Sam as a Mortgage Broker in 2007

“Sam has made the home buying process for us as pain-free as anyone possibly could! Not only did he find us the best mortgage, but he went out of his way to help us understand what was going on. We will continue to trust him with our mortgage next time we buy a house.” November 29, 2007
Top qualities: Great Results, Personable, Expert
Deborah Peer
hired Sam as a mortgage broker in 2005, and hired Sam more than once

“To Whom it may concern, My name is Tuan (Tony) Nguyen, I'm an investor and a Home developer in the Houston area, I've known Mr. Sam Cowen for over a year now, he has helped me to secure countless real estate loans and construction loans, he responds fast and produces good results, he keeps his promises and has always been very courteous and honest, there were times when others had failed me, Sam stepped in and produce the exact results that I expected, in other words, when I think of Sam Cowen, I think of the word "PROFESSIONAL". I would highly recommend Sam Cowen as a Mortgage Professional to anyone who is interested in using his professional services. Regards,” November 23, 2007
Top qualities: Great Results, Expert, On Time
Tony Nguyen
hired Sam as a Mortgage Provider in 2006

“Sam has proven to be a professional with extensive knowledge in the mortgage industry, finding the best alternatives and solutions for specific mortgage requirements.” November 20, 2007
Top qualities: Great Results, Personable, Creative
Arturo Pimienta
hired Sam as a Financial Advisor in 2007

“Samuel gave my first time buyers the chance to own a home when no other loan officer could... Sam is very knowledgeable and I highly recommend him to all my clients.” November 19, 2007
Top qualities: Great Results, Expert, On Time
Yolla Bsaibes
hired Sam as a mortgage broker in 2006, and hired Sam more than once

“I have used Sam's service couple of times in mortgage, equity financing and financing advice. He is very punctual and always informative. I always liked his answering my phone rather than talking to a machine. He has even helped my friends in various occasions. One may find cheaper service but not at his quality.” November 12, 2007
Top qualities: Great Results, On Time, Creative
Dogan Cirakoglu
hired Sam as a Business Consultant in 2000, and hired Sam more than once

“I was very impressed with Sam's knowledge, Can Do attitude, and ability to get approval on tough folder. I will definitely use Sam again, and recommend him highly.” November 12, 2007
Top qualities: Great Results, On Time, Creative
Larry Rosenman
hired Sam as a Mortgage Broker in 2005, and hired Sam more than once

“I really enjoyed working for Sam. I was most impressed by his level of sophistication as it relates to the Mortgage Industry. He is an innovator and had a fantastic ability to leverage technology while still being a fantastic "people" person. To this day I know companies in the industry who aren't using technology even to the degree that Sam was in 1998!” March 14, 2008
Ricardo Cobos, Mortgage Loan Officer, Consumer Direct Mortgage
reported to Sam at Consumer Direct Mortgage, Inc

“Sam and I worked together at CTX Mortgage. Sam is innovative and incredibly knowledgeable about the mortgage business. His customers were always impressed and I definitely benefitted from working with Sam.” May 21, 2008
Lance Logan, Vice President, CTX Mortgage
worked directly with Sam at CTX Mortgage

“I hired Sam at CTX Mortgage to conceptualize, develop and manage new ideas of originating mortgages outside of the traditional retail branch concept. I found him to be a very dedicated and hard working individual with unique skills and ideas that set him apart from your traditional loan officer. Steve Deardorff, President Suburban Mortgage, Dallas, TX” May 20, 2008
Steve Deardorff, SVP Business Development, CTX Mortgage
managed Sam at CTX Mortgage

“Sam Cowen was an excellent loan officer. Sam is very trustworthy, and always gives 110% to his work. He can think outside of the box and has a great analytical mind. Great for working loans efficiently. Highly intelligent, and a joy to work with. Buzz Owen 713 443 5738 bowen@ibc.com” June 3, 2008
Top qualities: Personable, High Integrity, Creative
Buzz Owen
hired Sam as a Mortgage Loan Officer in 1993